Ally Financial ALLY · NYSE
$37.69 -0.11% (-$0.04)
Summary
57 / 100 · Bulios Score
What speaks for it
- The share price is below the Bulios Fair Price.
- It has been profitable 6 years in a row.
What to watch
- Earnings per share fell by 22% a year over the last 3 years.
- Analysts expect revenue to fall by 26% this fiscal year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 7.9 USD for 1 USD of yearly profit. Over the last five years it was 11.0 USD on average.
Valuation in detailIs it growing?
It is shrinkingRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 2.5% a year over 5 years. Over the last 3 years it grew by 0.2% a year. For the next fiscal year analysts expect revenue to fall by 26%. Earnings per share fell by 22% a year over the last 3 years.
Growth in detailDoes it make money?
PoorlyWhere 100 USD of revenue goes
- Cost of sales 50 USD
- Sales and administration 38 USD
- Taxes and other 2.4 USD
- Net profit 9.2 USD
Net profit, industry median (Financial - Credit Services) 16 USD
Out of every 100 USD of revenue, 9.2 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Moderate, safe- Yield
- 3.18%
- Paid out of profit
- 25%
You receive $1.20 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 25
- Hold 12
- Sell 1
Today's price within the analysts' price targets
The average target of $52.56 is 39% above today's price. 66% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Noninsurance Contracts 78%
- Remarketing Activities 9.3%
- Brokerage Commissions and Other 6.6%
- Banking Fees And Interchange Income 3.1%
- Product and Service, Other 2.2%
- Other 1.1%
By region
- Domestic 97%
- Canada 1.5%
- Foreign 1.5%
Noninsurance Contracts brings in 78% of revenue.
Segments in detail